Can you
believe the year is almost over? With a new year just around the corner, it's
time to start prepping your finances for the end of 2013. That means doing an
end-of-year credit check, budgeting for holiday shopping, and finalizing
financial aid documents if you or your children are in school.
You can
simply set calendar reminders for yourself, and start thinking about your
"financial calendar" the way you do your social calendar. You'd never
neglect to send your mom a birthday card after jotting it down on your
calendar—so treat important tasks like saving for retirement, preparing for
taxes, and donating to charity in the same way. Get ready for a much more
organized month (and year)!
Here's
what you should do in November...
Check
Your Credit Score
It’s
the last of your quarterly credit check-ins!
Start
Your Holiday Shopping
Keep an
eye out for sales, consider DIY gifts and decide whether you’ll want to take advantage of Black Friday or Cyber Monday discounts.
Decide on
Your 2014 Charity Budget
Review
your charitable donations in the past year, and determine how you
want to handle your donation next year.
Apply (or
Have Your Child Apply) for Student Financial Aid
If
you’re looking to apply for
financial aid, get started on those forms now! The deadline is
January 1. Here are the 15 essential things you need to know about financial aid.
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